Life & Health Insurance


Life & Health Insurance

Health Insurance - The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance top priority if you want to have your health expenses covered at a reasonable cost. The current health insurance system is quite complex and constantly changing.
Life Insurance - Their are many types of life insurance to fit individual needs and circumstance. How much life insurance do I need? In most cases, if you have no dependents and have enough money to pay your final expenses, you don’t need any life insurance.
Disability Insurance - Disability insurance pays an insured person an income when that person is unable to work because of an accident or illness.
Long Term Care - Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities.

Medicare Supplements - A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn’t cover.

Final Expense Insurance (also known as Burial Insurance) - Final Expense Insurance is one of the greatest gifts you can provide for your loved ones. Providing your family with the money needed to cover your final expenses is something that simply makes sense.
Dental
Dental insurance is equally important to health insurance because dental disease is still prevalent. Being protected by a dental plan and using it wisely are necessary safeguards for your entire family. Learn more about dental insurance here.